UFCU’s Terms of the Loan
I authorize University Federal Credit Union to obtain my credit history. I understand that University Federal Credit Union may contact me for additional information. University Federal Credit Union may obtain information from others about me and give information to others. I authorize University Federal Credit Union to issue any credit devices requested by me. I understand that all funds advanced to me will be subject to the terms and conditions of the loan agreement. By submitting this application electronically, I agree to the same terms that apply to a signed application. If there is a co-applicant on this loan, that co-applicant has authorized the submission of this application. This electronic submission qualifies as my signature. I understand that I/we will have to sign loan documents before funds can be disbursed. Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
Our Security Procedures - We take steps to safeguard customer information. Our policy is to restrict access to your private personal account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your private personal information. What Information We Disclose: We do not disclose any private personal information about you to anyone, except as permitted or required by law. We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to credit bureaus. We may also disclose information described above to financial institutions with which we have agreements to endorse or sponsor a financial service.
US Patriot Act Notice (Important information about procedures for opening a new account) University Federal Credit Union complies with section 326 of the USA PATRIOT act. Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account such as name, address, date of birth and taxpayer identification. We may ask to see your driver's license or other identifying documents.
To submit a loan application to UFCU, you must agree to the terms of the loan as outlined above.
By clicking on 'I Accept' below you are agreeing to UFCU’s Terms of the Loan stated above.